One of the worst things that can happen to a person or a couple is to work their entire life building a business, saving and scraping, building wealth and assets, to only see them ripped away by some crazy stroke of bad luck or tragic event.
Imagine sliding down the road in this crazy weather and killing someone totally by accident and finding that your liability car insurance covers about $250,000 and you are being sued for your entire net worth of 1 million dollars. Where will it come from? What if your teenage driver is texting while they drive and does the same? Most likely you are responsible for the actions of your children (at least financially) until they are 18 years old. What if someone is hurt while staying in your vacation home in Florida when you are up here?
These are questions that need serious consideration in your financial planning.
An Umbrella Policy is a great way to protect your assets. You can secure one from your insurance company and it is comparably inexpensive to add this policy. Your Umbrella Policy should cover an amount that is at least equal to your net worth. You must have an umbrella policy on top of your auto and homeowners insurance. Contact your automobile or homeowner carrier to give you a quote and GET IT TODAY!!!
Action Step for You: Contact your automobile or homeowner carrier to give you an Umbrella Policy quote and GET IT TODAY!!!
The Gratitude List is a simple, yet profound book that guides you to creating a list of people who have meant the most to your life and then using the list to remember and thank them regularly.
It is also a tribute to all the people who I am grateful for in my life. I hope the stories make you laugh, cry and think.
My hope is that this book brings back memories of all the people that have made you who you are today and helps you make your very own GratitudeList.
All proceeds will go to my brother’s charity “The Boris Pavicic Leukemia Foundation.”
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